The "Silkbank designmycard" service (which allows you to add an image to your Silkbank credit card) is provided by Silkbank Limited (hereinafter referred to as the "Bank").
The Silkbank designmycard service is subject to these terms and conditions. In the event of any inconsistency between these terms and conditions and the terms and conditions of account opening form, the latter shall prevail.
Your Silkbank designmycard remains the property of Bank and you agree to immediately return it to the Bank or destroy it if asked, or if the credit card or accounts that the Silkbank designmycard belongs to is cancelled or closed.
You warrant to the Bank that:
you are the owner of the image (eg. it is a photo taken by you) or you have obtained express consent from the image's owner to use the image on your credit card;
you have obtained express consent from any person whose image you use on the credit card; and use of the image by Bank will not infringe any other person's rights, including intellectual property rights, in the image.